We build credit intelligence for a billion people.
TARA is a frontier AI lab reading the atmosphere of Indian credit — 33M loan accounts, 1.5B repayment events, one foundation model.
Introducing Sentinel.
Continuous risk prediction. The end of static decisioning.
Three numbers on your board deck. Sentinel moves all three.
Catch defaults at the offer stage, not at DPD 60.
Sentinel prices default probability at origination — per borrower, per amount — and keeps re-scoring your live book after disbursal. Risk that a static BRE discovers in your NPA report, Sentinel flags months earlier, while you can still act on it.
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— NEXT ITERATIONCollections effort where it counts
— NEXT ITERATIONBuilding the
Future of
Financial Intelligence
TARA Labs is an AI research lab pioneering responsible, compliant, and human-centered models that power credit, risk, and financial empowerment for billions.
System Architecture
Financial Intelligence Graph
Research That Powers
Real-World Impact.
Our research transforms into production-ready AI systems that advance financial inclusion.
TARA ScoreBoost API
AI that helps consumers improve credit scores responsibly using cross-bureau analysis.
TARA Loan Agent
Autonomous agent that helps users access cheapest credit. Discovery to Withdrawal in real-time.
TARA Personal Finance Manager
AI-powered companion for net-worth tracking, expense management, and financial planning.
Redefining Financial Well-Being Through Responsible AI.
We're re-architecting how credit and risk intelligence work — responsibly and transparently. Our mission is to build AI models that don't just measure financial health, but actively improve it.
Responsible AI
Built with fairness, interpretability, and transparency at its core to eliminate bias in financial decisions.
Credit Empowerment
Turning raw data into actionable financial improvement steps for every user.
Safety & Compliance
Designed to align with India's financial regulations (RBI), DPDP, and global privacy standards.